Cline Financial Concepts

COMPLIANCE DISCLOSURE

All written content on this site is for information purposes only. The material herein or available through this site is not intended to be a solicitation, investment recommendation or investment advice. Opinions expressed herein are solely those of Scott Cline d/b/a/ Cline Financial Concepts, LLC or his editorial staff. Material presented in this website, or any linked website is believed to be from reliable sources and we make no representations as to its accuracy or completeness.

Users of this website who choose to link to these other websites do so at their own risk since Cline Financial Concepts, LLC assumes no liability for their content. Cline Financial Concepts, LLC shall not be responsible for any loss or damage that results from any information made available at or through this site. All information and ideas should be discussed in detail with your individual advisor prior to implementation.

Fee-only financial planning and investment advisory services are offered by Scott Cline, d/b/a Cline Financial Concepts, LLC, a registered investment advisor in the state of Illinois. The presence of this web site on the internet shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any other than the state of Illinois.

As such, Cline Financial Concepts, LLC only provides investment advice to persons residing in states where it is properly registered, or excluded or exempted from registration requirements. Please be aware that there are risks associated with all investments and investment strategies. Historical investment performance may not be indicative of future results.

It is the policy of Cline Financial Concepts, LLC that any e-mail address or other personal information given to Cline Financial Concepts, LLC through this website will not be shared with any third party without the sender's permission. Information submitted to Cline Financial Concepts, LLC via this website, other than personal information, will be treated as non-proprietary and available for us by Cline Financial Concepts, LLC in its normal course of business.

1. The Company only transacts business in states where it is properly registered, or excluded or exempted from registration requirements.
   
   
2. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by adviser), or product made reference to directly or indirectly on this Website, or indirectly via link to any unaffiliated third-party Website, will be profitable or equal to corresponding indicated performance levels.
   
   
3. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client's investment portfolio. No client or prospective client should assume that any information presented and/or made available on this Website serves as the receipt of, or a substitute for, personalized individual advice from the adviser or any other investment professional.
   
   
4. Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have [the] effect of decreasing historical performance results.